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Definition
WCB
WCB, or Workers’ Compensation Board, is a government agency in Canada that provides insurance coverage for workplace injuries and illnesses. It is designed to protect both employees and employers by offering financial and medical support to injured workers, while shielding employers from lawsuits related to workplace accidents.
Each province and territory in Canada has its own WCB or equivalent body (e.g., WorkSafeBC in British Columbia, WSIB in Ontario, WCB-Alberta), and participation is mandatory for most employers. Employers contribute through premiums, which are calculated based on their industry, payroll size, and safety record.
If a worker is injured on the job or develops a work-related illness, they can file a WCB claim. The WCB then evaluates the case and, if approved, provides benefits such as:
Wage replacement during recovery
Medical treatment coverage
Rehabilitation and return-to-work support
Employers are responsible for reporting incidents and maintaining a safe work environment. Keeping accurate records and promoting workplace safety can help lower premium rates over time.
In summary, the WCB plays a crucial role in workplace health and safety, ensuring that injured workers receive support while helping businesses manage the risks and costs associated with occupational injuries.
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